Personal Checking

• $300.00 Minimum Opening Balance
• $10.00 Monthly Service Charge*
• Unlimited Check Writing
• Unlimited Withdrawals
• Free ATM Card **
• Free Debit Card **
• Free On-line Banking w/ Bill Pay

* Monthly Service Charge waived if daily balance exceeds $300.00 or if there is at least 1 direct deposit made per statement cycle.

** No cost for up to 8 monthly ATM withdrawals worldwide

NOW Checking

• $2,500.00 Minimum Opening Balance
• $15.00 Monthly Service Charge *
• Unlimited Check Writing
• Unlimited Withdrawals
• Pays Competitive Tiered Interest Rate
• Free ATM Card **
• Free Debit Card **
• Free On-line Banking w/ Bill Pay

* Monthly Service Charge waived if daily balance exceeds $2,500.00

** No cost for up to 8 monthly ATM withdrawals worldwide

Golden Meadows Checking

Eligible for clients 55 years of age or older

• $300.00 Minimum Opening Balance
• Unlimited Check Writing
• Free ATM Card *
• Free Debit Card *
• Free On-line Banking w/ Bill Pay

* No cost for up to 8 monthly ATM withdrawals worldwide

Spring Meadows Student Checking

• Eligible for students between the ages of 18-25 with valid school I.D.
• $300.00 Minimum Opening Balance
• Unlimited Check Writing
• Free ATM Card *
• Free Debit Card *
• Free On-line Banking w/ Bill Pay

* No cost for up to 8 monthly ATM withdrawals worldwide

Money Market

• Tiered Interest Rates Based on Balances
• 6 debits Per Statement Cycle *
• $10 Monthly Service Charge **
• Competitive Tiered Interest Rates
• Unlimited "In-Branch" Transactions

* Federal regulations allow only six transactions or pre-authorized transfers per statement period. A $25 fee will be charged for each excessive third party transactions over the six allowed.

** Monthly fee is waived if maintain $2,500 balance